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Solve Debt Problems With Chapter 13 Bankruptcy

In a Chapter 13 bankruptcy, debts are consolidated and paid off over a three- to five-year repayment period. Some debt may be discharged altogether, depending on the nature of the debt and other factors.

Chapter 13 bankruptcy is a good option for debtors who make a steady income and can keep up with monthly payments. This is why it is often called the “wage earner’s plan.”

Chapter 13 also stops wage garnishment, vehicle repossession, home foreclosure and other creditor actions. It is a good debt relief option for those with significant assets they want to keep. If you are struggling with debt in California, the attorneys at Rice & Rice are here to provide you with the experienced legal guidance you need.

Save Your Home With Chapter 13

For homeowners who are struggling to keep up with mortgage payments, Chapter 13 offers an opportunity to catch up with house debt while stopping foreclosures and sheriff’s sales. In a Chapter 13, you can pay off your mortgage arrears as part of your three- to five-year payment plan.

Furthermore, if you owe more on your house than its current market value, Chapter 13 will eliminate second or subsequent mortgages.

Is Chapter 13 Right For You? Talk To A Lawyer Who Can Help.

There are many factors to consider before filing for bankruptcy. Our Riverside, California, attorneys can give you the information you need to determine if Chapter 13 bankruptcy is the right solution for your debt problems. To arrange your free initial consultation, please contact us today online or by telephone at 951-683-2297.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Law Offices of Debra J. Rice

3800 Orange Street, Suite 280 Riverside,CA 92501 Phone: 951-683-2297 Fax: 866-702-4011

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